:root{
  --navy:#0D1B2A; --navy2:#07131f; --blue:#0066CC; --blue2:#0B8BF2;
  --gold:#E5A93B; --text:#ecf2f7; --muted:#9eb0c2; --panel:#112232; --line:#24384b;
  --light:#f6f8fb; --darktext:#152231; --white:#fff;
  --max:1180px; --radius:16px; --shadow:0 18px 50px rgba(0,0,0,.22);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;background:var(--navy2);color:var(--text);line-height:1.55}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{position:sticky;top:0;z-index:50;background:rgba(7,19,31,.94);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav{display:flex;align-items:center;gap:28px;min-height:82px}.brand{margin-right:auto}.brand img{width:360px;max-width:38vw}
.navlinks{display:flex;gap:24px;align-items:center;font-size:14px}.navlinks a{color:#d9e2ea}.navlinks a:hover,.navlinks a.active{color:var(--gold)}
.nav-cta{background:var(--gold);color:#111;font-weight:800;padding:12px 18px;border-radius:9px}.nav-cta:hover{filter:brightness(1.05)}
.phone{font-weight:800;white-space:nowrap}.menu-btn{display:none;background:none;border:0;color:white;font-size:28px}
.hero{position:relative;overflow:hidden;background:
 radial-gradient(circle at 75% 25%,rgba(0,102,204,.25),transparent 30%),
 linear-gradient(115deg,#081521 30%,rgba(8,21,33,.82) 60%,rgba(8,21,33,.96)),
 repeating-linear-gradient(90deg,rgba(255,255,255,.018) 0 1px,transparent 1px 54px);
 border-bottom:1px solid var(--line)}
.hero-inner{min-height:580px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:48px;padding:64px 0}
.eyebrow{color:var(--gold);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:13px}
h1{font-size:64px;line-height:1.03;margin:12px 0 20px;max-width:760px} h1 span{color:var(--gold)}
.hero p{font-size:20px;color:#cbd8e4;max-width:680px}.btnrow{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:9px;font-weight:800;border:1px solid #566b7e}
.btn.primary{background:var(--gold);color:#111;border-color:var(--gold)}.btn.secondary:hover{border-color:var(--gold);color:var(--gold)}
.trustrow{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:36px}.trustitem{border-left:2px solid var(--gold);padding-left:14px}.trustitem b{display:block}.trustitem span{font-size:13px;color:var(--muted)}
.ratecard{justify-self:end;background:linear-gradient(145deg,#111f2d,#08131d);border:1px solid #9a742d;border-radius:16px;padding:30px;box-shadow:var(--shadow);min-width:320px}
.ratecard .big{font-size:56px;font-weight:900;line-height:1}.ratecard .big small{font-size:17px}.ratecard hr{border:0;border-top:1px solid #405265;margin:20px 0}
.section{padding:78px 0}.section.light{background:var(--light);color:var(--darktext)}.section.dark{background:var(--navy)}
.section-title{text-align:center;margin-bottom:34px}.section-title h2{font-size:38px;margin:0 0 8px}.section-title p{color:#6b7b8b}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;color:var(--darktext);border-radius:14px;padding:26px;border:1px solid #e1e7ed;box-shadow:0 10px 30px rgba(23,40,56,.08)}
.card.darkcard{background:#0d1b28;color:white;border-color:#263b4d}.icon{width:46px;height:46px;border-radius:11px;background:#fff3dc;color:#a96d00;display:grid;place-items:center;font-size:24px;margin-bottom:16px}
.card h3{margin:0 0 10px}.card p{color:#667788}.darkcard p{color:#a9b7c4}
.valuegrid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.value{padding:20px;border-left:1px solid #365065}.value h3{color:white}.value p{color:#abc0d2}
.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:stretch}.panel{background:white;color:var(--darktext);border-radius:16px;padding:32px}.panel.dark{background:#0a1723;color:white;border:1px solid #22384a}
.area-list{columns:2;list-style:none;padding:0}.area-list li{padding:8px 0}.area-list li:before{content:"•";color:var(--gold);margin-right:10px}
.cta{display:flex;justify-content:space-between;gap:24px;align-items:center;background:linear-gradient(135deg,#0a1723,#102a40);border:1px solid #28485f;border-radius:16px;padding:34px}
.cta h2{margin:0}.cta p{color:#aac0d0;margin:6px 0 0}
.page-hero{padding:70px 0 46px;background:linear-gradient(135deg,#07131f,#10283c);text-align:center;border-bottom:1px solid #23394b}.page-hero h1{font-size:48px;margin:auto}.page-hero p{max-width:720px;margin:14px auto;color:#b8c9d7}
.pricegrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.pricecard{background:#0b1824;border:1px solid #33495b;border-radius:16px;padding:28px}.pricecard.featured{border-color:var(--gold);transform:translateY(-6px)}.price{font-size:48px;font-weight:900}.price small{font-size:15px}.checklist{list-style:none;padding:0}.checklist li{padding:8px 0;color:#c8d5df}.checklist li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:10px}

/* Light-panel checklist contrast fix */
.panel .checklist li {
  color: #152231;
}

.formwrap{display:grid;grid-template-columns:.7fr 1.3fr;gap:28px}.contactbox{background:#0a1723;border:1px solid #284055;border-radius:16px;padding:28px}.formcard{background:white;color:#172433;padding:30px;border-radius:16px}
label{display:block;font-weight:700;margin:0 0 6px}.fieldgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.formgroup{margin-bottom:16px}
input,select,textarea{width:100%;padding:13px;border:1px solid #cbd5df;border-radius:8px;font:inherit}textarea{min-height:145px;resize:vertical}
button{font:inherit}.submit{width:100%;background:var(--gold);border:0;border-radius:8px;padding:14px;font-weight:900;cursor:pointer}
.notice{font-size:13px;color:#68798a;margin-top:12px}.status{margin-top:14px;padding:12px;border-radius:8px;display:none}.status.ok{display:block;background:#e7f7ec;color:#1d6232}.status.err{display:block;background:#fdecec;color:#8f2424}
footer{background:#050d14;border-top:1px solid #1f3444;padding:38px 0;color:#9db0c0}.footergrid{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.footerlogo{width:300px}
.small{font-size:13px}.muted{color:var(--muted)}
@media(max-width:920px){
 .navlinks,.phone{display:none}.menu-btn{display:block}.brand img{max-width:62vw;width:310px}.nav.open{align-items:flex-start;flex-wrap:wrap;padding-bottom:18px}.nav.open .navlinks{display:flex;flex-basis:100%;flex-direction:column;align-items:flex-start}
 .hero-inner,.split,.formwrap{grid-template-columns:1fr}.ratecard{justify-self:stretch}.cards,.pricegrid{grid-template-columns:1fr 1fr}.trustrow,.valuegrid{grid-template-columns:1fr}
 h1{font-size:48px}.hero-inner{min-height:auto}.footergrid{flex-direction:column}
}
@media(max-width:620px){.container{width:min(100% - 26px,var(--max))}.cards,.pricegrid,.fieldgrid{grid-template-columns:1fr}h1{font-size:40px}.page-hero h1{font-size:38px}.hero p{font-size:17px}.section{padding:56px 0}.cta{align-items:flex-start;flex-direction:column}.area-list{columns:1}}